Residential Property Remortgage

There are a number of reasons why you might choose to remortgage your home or a buy-to-let investment property, including wanting to switch from one mortgage product to another (e.g. from variable rate to fixed rate), wanting to move from your current lender to a new provider or even wanting to access some of the value you have built up in your property via an equity release in order to fund home improvements or perhaps the purchase of a new car.

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Rather arrange a call to discuss your
requirements? Simply fill out our short request a
callback form and a member of our dedicated
team will be in touch when it works best for you.

Take your first steps today

For more information, please contact our team on 0800 195 6412,

email us at enquiries@steplegal.co.uk or pop in to see us for a chat.

What clients are saying…

Step Legal Solicitors are Rated Excellent!

What more can i say?…

What more can i say?…. this company and to be specific Anees offer a service which should be envied by all other legal conveyancers. If you want a job done,

Mr Robinson

Professional and compassionate

I went to Steplegal after an industrial accident and was seen by Anna Rushton, who immediately put me at ease with her professionalism and compassion. Nothing was too much trouble

Mrs B

fantastic service

The service I received from Mr Hussain and the colleagues was

Mrs F
Longton Stoke on Trent

pleasant experience

The overall mark out of ten for my experience has got to be 11. Thank you to Mr Abid Hussain for making an unpleasant experience

Mr A
Crewe

excellent communication

I was delighted with the way you handled my case. I tell everyone you are excellent in every way possible i.e. communication, prompt replies to everything, phone manner and what

Miss A

Satisfactory

I was glad that Mr Abid Hussain was there to take my call. Abid dealt with the claim expeditiously and I am grateful that he and his ladies were always

Mr G
Lodsworth Peter Sussex

Recommend to family and friends

Dear Mr Abid Hussain, I would like to thank you for the cheque I received this morning. I am more than pleased with the result for the compensation claim for

Mrs B
Crewe

excellent service

I received excellent service. Mr Hussain explained everything in detail and I never had to worry about a thing beyond signing a few papers. Thank

Miss K
Crewe

pleased with the service

I have been very pleased with the service you have gave me and thank you very much for all your hard

Mrs W
Crewe

Thorough and to the point

I felt reassured with what you were doing for me. It was thorough and to the

Mr W
Sandbach Crewe

Helpful and good team work

Just like to say thank you and it’s been so helpful. Very good team

Mr E
Wistaston

well informed advice

I received well informed advice and was updated throughout the process. I was dealt with very courteously by Mr Hussain and his

Mr F
Nantwich

Fantastic service

Fantastic service from start to

Mrs D
Cheshire

Good service

I have received a very good service from Mr Hussain and was very pleased with the outcome. I was always able to see someone to help if

Mrs H
Milton Stoke on Trent

Fantastic

Fantastic friendly and very helpful professional advice, at any stage of process. Highly recommend anyone who needs

Mrs M
Winsford

Very Friendly

I found staff to be very welcoming and friendly. Service I received was very informative and

Mrs G
Crewe

Thank you for help

Dear Solicitor, Thank you very much for all your help. When I am older I am going to use the money to open up my own sweet shop. It is

Miss P
Frodsham

best interests

It was excellent from start to finish. I felt I was always informed and that my best interests were at

Ms L
Great Sankey Warrington

 Excellent staff

Excellent staff, polite and

Mr F
Winsford Cheshire

Great

Great communication, quick response to any queries. A pleasure to do business with you. Highly

Mr W
Crewe

Thank you

Thank you for helping me with my claim. As for improving your services, the way you handled my claim was first class. No need for changes. Thank you and good

Mr L
Wednesbury West Midlands

A complete pleasure

Anna has been brilliant throughout the whole process and I would recommend her to anyone. She is very polite and thoroughly hard working. A complete pleasure to have known. Service

Mrs H
Newcastle-under-Lyme

Great communication

From the first meeting with Anna, I felt I was in good hands. Very professional throughout, great communication at each stage and received clear information. Thank you Anna for your

Mrs P
Newcastle-under-Lyme

Happy with everything

Fantastic! Everything was dealt with efficiently, professionally and with warmth which eased any stress which was felt at the time of the incident. We were so impressed with all aspects

Mrs M
Stoke-on-Trent

Recommended services

My case was managed by Anna Rushton. Since winning my case I have recommended Anna’s services to a friend. I found her guidance and assistance second to

Mrs D

Sound advice

Miss Anna Rushton has handled my affairs throughout this case. I would like to be known that she has provided a thoroughly professional service at all times. Courtesy, sound advice,

Mrs B
Congleton

Reliable and good service

Spread the word to other lawyers of how to be reliable and give a good service. It is rare these days for people to be consistently reliable, informative and always

Mrs M
Stoke-on-Trent

Efficient and professional

I would like to thank Anna Rushton for her efficiency and professional services as well as for her friendly

Mrs P
Northamptonshire

Remortgage services

Our remortgage conveyancing solicitors will:

 

  • review your mortgage offer to make sure the terms are acceptable and do not impose any obligations that you are likely to find it difficult to comply with or which we consider unduly onerous or unusual;
  • send you the paperwork you will need to complete in order to accept the offer, including the mortgage deed you will need to sign if you are happy to proceed;
  • obtain a redemption statement from your existing lender so that you know how much you will have to pay to settle your current mortgage debt, including any early repayment charges that may apply;
  • obtain and review the deeds to your property so that we can confirm to the lender that it represents good security for the amount of monies being loaned and also to flag up any potential issues we may discover – having of course first discussed these with you;
  • carry out any searches your new mortgage provider requires, and make appropriate enquiries, for example to obtain planning documentation relating to a proposed nearby development which may impact on your lender’s decision to give approval to your loan;
  • agree a date for completion of the remortgage, assuming you and the lender are still happy to proceed;
  • receive the remortgage monies and use them to settle your existing mortgage and any other debts you have authorised us to pay, before sending you the balance; and
  • cancel registration of your previous mortgage at the Land Registry and replace it with the submission of an application for registration of your new mortgage.

 

 

Why choose Step Legal Solicitors?

Our residential remortgage lawyers are all qualified professionals who have a wealth of experience in handling the remortgage of a vast array of properties, from family homes and holiday rentals to buy-to-let properties and large, privately owned residential investment portfolios.

 

We offer a fast and efficient service, for a fixed cost which covers all of your legal fees and the cost of disbursements (associated legal expenses) and which you can get an idea of before you instruct us by using our online conveyancing costs calculator.

 

You can also rest assured about the quality our work as every matter we take on will be under the direct supervision of the head of our residential property team, Anees Khan, who himself is a qualified solicitor with over ten years’ experience in the residential property sector.

 

We provide a free of charge Polish translation service for members of our local community who may be put off using an English lawyer due to worries about difficulties in communication, and have also created disabled-friendly, step-free offices for those of our clients who may have mobility issues, complemented by free visitor parking which can be made available upon request.

 

Want to find out more?

To discuss our residential property remortgage service, or any other residential conveyancing matter on which you may require help, you can call us for free on 0800 195 6412 or email us at enquiries@steplegal.co.uk.

 

You can also pop into see us and have a chat at our offices in Crewe.

 

We can assist wherever you are based and in particular in areas local to Crewe, including Nantwich, Northwich, Sandbach, Macclesfield and Stoke-on-Trent.