Equity Release

There are a large number of people in their mid to late 50s who are living in properties which have significantly increased in value since they were first bought. This ‘locked up’ money is an important asset which can, in some circumstances, be released to provide you with a cash injection of funds to do anything you like as you enter retirement, from improving your standard of living or carrying out home improvements to giving your children the deposit they need to get on the property ladder.

 width=Talk to an expert

Rather arrange a call to discuss your
requirements? Simply fill out our short request a
callback form and a member of our dedicated
team will be in touch when it works best for you.

Take your first steps today

For more information, please contact our team on 0800 195 6412,

email us at enquiries@steplegal.co.uk or pop in to see us for a chat.

What clients are saying…

Step Legal Solicitors are Rated Excellent!

What more can i say?…

What more can i say?…. this company and to be specific Anees offer a service which should be envied by all other legal conveyancers. If you want a job done,

Mr Robinson

Professional and compassionate

I went to Steplegal after an industrial accident and was seen by Anna Rushton, who immediately put me at ease with her professionalism and compassion. Nothing was too much trouble

Mrs B

fantastic service

The service I received from Mr Hussain and the colleagues was

Mrs F
Longton Stoke on Trent

pleasant experience

The overall mark out of ten for my experience has got to be 11. Thank you to Mr Abid Hussain for making an unpleasant experience

Mr A

excellent communication

I was delighted with the way you handled my case. I tell everyone you are excellent in every way possible i.e. communication, prompt replies to everything, phone manner and what

Miss A


I was glad that Mr Abid Hussain was there to take my call. Abid dealt with the claim expeditiously and I am grateful that he and his ladies were always

Mr G
Lodsworth Peter Sussex

Recommend to family and friends

Dear Mr Abid Hussain, I would like to thank you for the cheque I received this morning. I am more than pleased with the result for the compensation claim for

Mrs B

excellent service

I received excellent service. Mr Hussain explained everything in detail and I never had to worry about a thing beyond signing a few papers. Thank

Miss K

pleased with the service

I have been very pleased with the service you have gave me and thank you very much for all your hard

Mrs W

Thorough and to the point

I felt reassured with what you were doing for me. It was thorough and to the

Mr W
Sandbach Crewe

Helpful and good team work

Just like to say thank you and it’s been so helpful. Very good team

Mr E

well informed advice

I received well informed advice and was updated throughout the process. I was dealt with very courteously by Mr Hussain and his

Mr F

Fantastic service

Fantastic service from start to

Mrs D

Good service

I have received a very good service from Mr Hussain and was very pleased with the outcome. I was always able to see someone to help if

Mrs H
Milton Stoke on Trent


Fantastic friendly and very helpful professional advice, at any stage of process. Highly recommend anyone who needs

Mrs M

Very Friendly

I found staff to be very welcoming and friendly. Service I received was very informative and

Mrs G

Thank you for help

Dear Solicitor, Thank you very much for all your help. When I am older I am going to use the money to open up my own sweet shop. It is

Miss P

best interests

It was excellent from start to finish. I felt I was always informed and that my best interests were at

Ms L
Great Sankey Warrington

 Excellent staff

Excellent staff, polite and

Mr F
Winsford Cheshire


Great communication, quick response to any queries. A pleasure to do business with you. Highly

Mr W

Thank you

Thank you for helping me with my claim. As for improving your services, the way you handled my claim was first class. No need for changes. Thank you and good

Mr L
Wednesbury West Midlands

A complete pleasure

Anna has been brilliant throughout the whole process and I would recommend her to anyone. She is very polite and thoroughly hard working. A complete pleasure to have known. Service

Mrs H

Great communication

From the first meeting with Anna, I felt I was in good hands. Very professional throughout, great communication at each stage and received clear information. Thank you Anna for your

Mrs P

Happy with everything

Fantastic! Everything was dealt with efficiently, professionally and with warmth which eased any stress which was felt at the time of the incident. We were so impressed with all aspects

Mrs M

Recommended services

My case was managed by Anna Rushton. Since winning my case I have recommended Anna’s services to a friend. I found her guidance and assistance second to

Mrs D

Sound advice

Miss Anna Rushton has handled my affairs throughout this case. I would like to be known that she has provided a thoroughly professional service at all times. Courtesy, sound advice,

Mrs B

Reliable and good service

Spread the word to other lawyers of how to be reliable and give a good service. It is rare these days for people to be consistently reliable, informative and always

Mrs M

Efficient and professional

I would like to thank Anna Rushton for her efficiency and professional services as well as for her friendly

Mrs P

Equity release services

Working within our wider residential conveyancing team, our equity release lawyers can:


  • explain the terms on which an equity release product is being offered to you;
  • confirm the amount of money you can expect to receive and when;
  • clarify the amount of interest you will need to pay and the total amount that will therefore be owed assuming you were to die or enter long term care at 60, 70, 80 and so on;
  • explain what the implications of signing up to a particular product are and, importantly, whether your home will remain your own or whether ownership of your property will pass to the equity release provider, with you becoming a lifetime tenant; and
  • outline the implications for your family in terms of lost or reduced inheritance.


Assuming you decide that you still want to go ahead, we can obtain the necessary documentation from your chosen provider and attend to the legal formalities needed to ensure your later life mortgage goes through.


If the need arises, we can also support you in arranging the transfer of an equity release plan from one property to another – for example, if you elect to downsize and the property you are moving into is sufficient security for the debt owed.


Why choose Step Legal Solicitors?

Our equity release lawyers are not just here to process the paperwork involved in a later life mortgage. They are here to ensure that you understand what you are signing up to, that you have elected to go down this route through your own free will and not as a result of undue pressure, and that you have given proper consideration to the implications of what you are doing, both from your own point of view and that of your family. We do this by providing you with bespoke legal advice, tailored to your needs and circumstances.


That said, we are not here to cause undue delay where you are certain that you want to proceed and indeed the equity release service we offer is fast and efficient and delivered for a fixed fee, the amount of which you can gauge in advance by using our free online quote calculator.


We have a conveniently located office in Crewe, from where we serve clients throughout Cheshire and Staffordshire and even further afield into the counties of Shropshire, Derbyshire and Greater Manchester.


We also offer a free Polish translation service and regular updates by telephone and email so that you always understand what is going on.


All work is supervised by the head of our residential property department, Anees Khan, who is a qualified solicitor with over ten years’ conveyancing law experience and a wealth of knowledge about the equity release sector.


Want to find out more?

To discuss our equity release service, or any other residential conveyancing matter, you can call us for free on 0800 195 6412 or email us at enquiries@steplegal.co.uk.