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    You will not be charged if your claim is unsuccessful.

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    Transfer of Equity

    If you want to transfer a property out of your name and into the
    name of someone else, then there are two ways you can do this:
    a conventional sale or a transfer of equity. A sale will be
    appropriate where your aim is to dispose of the property and neither
    you nor anyone else living there intends to remain. This is in
    contrast to a transfer of equity, where your objective will be to
    change the legal ownership of the property so that it vests in
    someone else

    Expert Lawyers. With You, Every Step

    At Step Legal Solicitors, a dedicated lawyer will support you
    offering a Professional and Personal Service, whilst remaining
    with fees.

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    Rather arrange a call to discuss your
    requirements? Simply fill out our short request a
    callback form and a member of our dedicated
    team will be in touch when it works best for you.

    Take your first steps today

    For more information, please contact our team on 0800 195 6412,

    email us at or pop in to see us for a chat.

    What clients are saying…

    Step Legal Solicitors are Rated Excellent!

    What more can i say?…

    What more can i say?…. this company and to be specific Anees offer a service which should be envied by all other legal conveyancers. If you want a job done,

    Mr Robinson

    Professional and compassionate

    I went to Steplegal after an industrial accident and was seen by Anna Rushton, who immediately put me at ease with her professionalism and compassion. Nothing was too much trouble

    Mrs B

    fantastic service

    The service I received from Mr Hussain and the colleagues was

    Mrs F
    Longton Stoke on Trent

    pleasant experience

    The overall mark out of ten for my experience has got to be 11. Thank you to Mr Abid Hussain for making an unpleasant experience

    Mr A

    excellent communication

    I was delighted with the way you handled my case. I tell everyone you are excellent in every way possible i.e. communication, prompt replies to everything, phone manner and what

    Miss A


    I was glad that Mr Abid Hussain was there to take my call. Abid dealt with the claim expeditiously and I am grateful that he and his ladies were always

    Mr G
    Lodsworth Peter Sussex

    Recommend to family and friends

    Dear Mr Abid Hussain, I would like to thank you for the cheque I received this morning. I am more than pleased with the result for the compensation claim for

    Mrs B

    excellent service

    I received excellent service. Mr Hussain explained everything in detail and I never had to worry about a thing beyond signing a few papers. Thank

    Miss K

    pleased with the service

    I have been very pleased with the service you have gave me and thank you very much for all your hard

    Mrs W

    Thorough and to the point

    I felt reassured with what you were doing for me. It was thorough and to the

    Mr W
    Sandbach Crewe

    Helpful and good team work

    Just like to say thank you and it’s been so helpful. Very good team

    Mr E

    well informed advice

    I received well informed advice and was updated throughout the process. I was dealt with very courteously by Mr Hussain and his

    Mr F

    Fantastic service

    Fantastic service from start to

    Mrs D

    Good service

    I have received a very good service from Mr Hussain and was very pleased with the outcome. I was always able to see someone to help if

    Mrs H
    Milton Stoke on Trent


    Fantastic friendly and very helpful professional advice, at any stage of process. Highly recommend anyone who needs

    Mrs M

    Very Friendly

    I found staff to be very welcoming and friendly. Service I received was very informative and

    Mrs G

    Thank you for help

    Dear Solicitor, Thank you very much for all your help. When I am older I am going to use the money to open up my own sweet shop. It is

    Miss P

    best interests

    It was excellent from start to finish. I felt I was always informed and that my best interests were at

    Ms L
    Great Sankey Warrington

     Excellent staff

    Excellent staff, polite and

    Mr F
    Winsford Cheshire


    Great communication, quick response to any queries. A pleasure to do business with you. Highly

    Mr W

    Thank you

    Thank you for helping me with my claim. As for improving your services, the way you handled my claim was first class. No need for changes. Thank you and good

    Mr L
    Wednesbury West Midlands

    A complete pleasure

    Anna has been brilliant throughout the whole process and I would recommend her to anyone. She is very polite and thoroughly hard working. A complete pleasure to have known. Service

    Mrs H

    Great communication

    From the first meeting with Anna, I felt I was in good hands. Very professional throughout, great communication at each stage and received clear information. Thank you Anna for your

    Mrs P

    Happy with everything

    Fantastic! Everything was dealt with efficiently, professionally and with warmth which eased any stress which was felt at the time of the incident. We were so impressed with all aspects

    Mrs M

    Recommended services

    My case was managed by Anna Rushton. Since winning my case I have recommended Anna’s services to a friend. I found her guidance and assistance second to

    Mrs D

    Sound advice

    Miss Anna Rushton has handled my affairs throughout this case. I would like to be known that she has provided a thoroughly professional service at all times. Courtesy, sound advice,

    Mrs B

    Reliable and good service

    Spread the word to other lawyers of how to be reliable and give a good service. It is rare these days for people to be consistently reliable, informative and always

    Mrs M

    Efficient and professional

    I would like to thank Anna Rushton for her efficiency and professional services as well as for her friendly

    Mrs P


    House worth

    • One sole owner, with 100% ownership = £250,000 equity
    • Two joint owners, with 50% ownership = £125,000 equity each
    • Four co-owners, with 25% ownership = £62,500 equity each

    There are various reasons why you might want to transfer the equity you own in a property, including where:


    • it makes sense from a tax planning perspective for a property to be in your partner’s name rather than yours;
    • you have decided to create a trust and wish to place property within it;
    • you are getting married or entering a civil partnership and wish to gift a share in a property that you own to your new spouse or partner;
    • you are setting up a business and want to ring-fence your personal assets, including your home, to prevent them being at risk if your business fails;
    • you and your spouse are divorcing and you have agreed to transfer your share of a jointly owned property as part of a financial settlement;
    • you and your former partner have decided to stop cohabitating together and they have agreed to buy you out of the home you used to share;
    • a group of friends with whom you own a property have agreed to purchase your interest in it so that you can go your separate ways; or
    • you wish to gift your share in a property to a long term companion or friend with whom you intend to continue living.


    Whatever the circumstances, where a transfer of equity is required you will need specialist advice from a conveyancing team who are experienced in dealing with this sort of transaction, who can help to make the process as simple as possible, who can ensure that it is completed at a reasonable cost and within an acceptable time period and who will make sure that you know what is happening through regular updates and progress reports.


    How we can help

    Our experienced transfer of equity solicitors can assist you by:


    • assessing whether a transfer of equity is the best way to proceed;
    • obtaining the deeds to the property to verify your interest in it;
    • liaising with mortgage lenders or the holders of secured loans to obtain their consent to the property transfer proceeding and you being absolved of liability
      to make continuing mortgage payments;
    • attending to a remortgage where your current lender will not provide consent and you therefore need to change lender for the transfer to go ahead;
    • helping you to determine the amount to be paid for the transfer (the equity cost) where the plan is for money to change hands;
    • working alongside your accountant or financial advisor to determine the tax implications of a transfer, including any liability that may arise to pay capital
      gains tax;
    • preparing the paperwork needed to effect the transfer;
    • answering any queries that may be raised;
    • completing the transaction and arranging for your name to be removed from any mortgage or secured loan;
    • ensuring Land Registry records are amended to show the new ownership position; and
    • accounting to you for any monies received.


    Why choose Step Legal Solicitors?

    Our experienced transfer of equity lawyers are used to assisting a wide range of clients who have decided that they want to change the ownership arrangements in respect of a property, either by taking a name off or by adding a name on, and whether it be via a spouse to spouse transfer for tax purposes, a transfer from parents to children to facilitate a planned inheritance or simply a wish between co-owners to transfer full ownership to just one of them, either by way of gift or in return for some sort of consideration.


    Our service is fast and efficient and we can help whether the equity that needs transferring is worth £50,000 or £1 million and whether it is locked up in a leasehold or freehold property.


    All work is supervised by the head of our residential conveyancing team, property specialist Anees Khan, and can usually be undertaken for a pre-agreed fixed cost, which you can gauge in advance of instructing us by using our online conveyancing cost calculator.


    And while the majority of the work we do is for people looking to transfer the equity they own, we can also assist if you are the person to whom the equity in a property is being transferred. In particular we can provide advice on the legal searches and enquiries you should carry out, any steps you may be required to take by your mortgage company and any liability you may have to pay certain costs and charges, including stamp duty land tax.


    Want to find out more?

    For further information, please call us for free on 0800 195 6412 or send an email to and we will contact you.


    We can assist whether you are based locally in Crewe or elsewhere in Cheshire, or indeed in the surrounding counties of Staffordshire, Shropshire, Derbyshire or Greater Manchester.


    We also offer a free Polish translation service should you need it.